Guides (official sources)
Based on official sources.
Is home insurance compulsory in France?
Who must have home insurance in France: tenants, owners, condominium co-owners and landlords, with official sources.
Natural disaster cover in France (catastrophe naturelle)
How compensation works after floods, drought or earthquakes in France, and what you must do and when.
Renting in France: your insurance certificate
What a tenant must insure, when to give the certificate, and what happens if you do not.
Insuring an empty home or a second home in France
Why unoccupied homes need special attention: vacancy clauses, theft cover and what to do after a theft.
Swimming pool in France: safety rules
The legal safety device for private pools in France and why to declare your pool to your insurer.
Wildfire and brush clearing (débroussaillement) in southern France
When clearing brush around your home is compulsory in France, the distances, who is responsible and the link with insurance.
Switching your mortgage insurance in France (substitution)
How borrower insurance works in France, how to choose another insurer and what the bank checks.
Insuring a short-term rental (Airbnb type) in France
What to tell your insurer before renting your French home to tourists, and which policy options exist.
Health cover for newcomers in France (PUMa)
Who is covered by the French public health insurance (PUMa), the three-month rule and why many newcomers add private cover.